Insurance - PLI

As a registered charity we are required to hold Public Liability Insurance. 

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It provides cover for slips, trips and falls, and injuries suffered by third parties as well as claims made against us for accidental damage caused to someone else's property.

 

The 'blame and claim' culture combined with tough economic times has seen the number of claims (genuine and 'speculative') rise at a fast pace and for many years our trustees have elected to have public liability insurance to protect themselves and the Friends of the Porter Valley against allegations of negligence, including any legal fees or expenses should a case need to be defended in court. 

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Volunteers

Importantly however, the cover we have with our insurer also covers our volunteers whilst taking part in any of our organised activities, irrespective of their membership status.